Ottawa HVAC Savings Calculator — Estimate Your Heating & Cooling Savings

Heating and cooling account for more than half of a typical Ottawa home’s energy use. With hydro costs climbing and furnace efficiency declining over time, many homeowners are wondering if switching to a cold-climate heat pump could cut their bills. The Harry’s Home Comfort Ottawa HVAC Savings Calculator gives you an instant answer — showing your new heating and hydro bills, projected savings, and recommended system size in seconds.

This interactive calculator uses your home’s real data — including your current heating source, average monthly bills, square footage, and ductwork setup — to estimate how much you could save by upgrading to a high-efficiency heat pump system. Whether you heat with gas, oil, propane, or electric baseboards, the calculator helps you visualize a 10-year financial snapshot: your current spending, your upgraded costs, and your long-term net savings.

Why Use the Ottawa HVAC Savings Calculator?

Most homeowners don’t have an easy way to understand what their heating system really costs to operate — or what they could gain by switching to new technology. Our calculator was built to fix that. It combines typical Ottawa utility rates, system efficiencies, and financing options to give you clear, realistic numbers you can trust. In under a minute, you’ll see how much energy your home consumes, what it costs, and how a cold-climate system could change that picture.

What the Calculator Shows You

Once you enter your information, you’ll instantly see your:

• New Monthly Heating Bill — estimated cost after switching to a cold-climate heat pump or efficient system.
• New Monthly Hydro Bill — adjusted for the small increase in electricity use.
• Net Monthly Savings — total difference between your current and future bills.
• Monthly Upgrade Cost — a sample financing estimate for the system installation.
• Net Monthly Savings After Upgrade — your true savings even after payments.
• 10-Year Energy Overspend — how much you’ll lose by keeping your current system.
• Total Cost of Heat Pump — approximate installed cost based on your home’s size and layout.
• 10-Year Net Savings — total estimated gain after accounting for system cost and energy changes.
• Recommended System — the model and tonnage that best suits your space.

The tool dynamically adjusts recommendations depending on whether you have ductwork or not. Homes with ducts typically see ducted Moovair or Tosot systems recommended, while ductless homes are matched with multi-head Franklin or Tosot units. The calculator also considers optional electrical panel upgrades, factoring in a $3,500 adjustment if your panel is full.

Example Scenario for an Ottawa Home

Here’s how a typical Ottawa household might see their results:

• Current Heating Source: Natural Gas
• Monthly Heating Bill: $233
• Monthly Hydro Bill: $332
• Home Size: 1,000 sq.ft. (1.5-ton capacity)
• Existing Ductwork: Yes
• Electric Panel Full?: No

With these inputs, the calculator estimates:

• 🔥 New Heating Bill: $46.60
• ⚡ New Hydro Bill: $347.00
• 💰 Net Monthly Savings: $171.40
• 🔄 Monthly Upgrade Cost: $103.10
• 🏦 Net Monthly Savings After Upgrade: $68.30
• 💥 10-Year Energy Overspend: $27,110.26
• 💳 Total System Cost: $11,500
• 🏦 10-Year Net Savings: $15,610.26
• ⭐ Recommended System: Moovair 1.5 Ton

In other words, the homeowner could save nearly $15,000 over 10 years while lowering emissions and increasing year-round comfort — all with one high-efficiency upgrade.

How It Calculates Energy Use

Our formula uses the heating source and bill values you enter, combined with average Ottawa gas and electricity rates, to calculate annual energy use. The tool then applies system efficiency factors to simulate how a new heat pump or hybrid system would perform in the same conditions. It also incorporates minor hydro increases to reflect realistic electric backup consumption during extreme cold snaps. By comparing your current and projected totals, the calculator determines your monthly and long-term savings automatically.

For homes without ducts, it adjusts capacity and cost based on the number of levels or rooms to heat, ensuring an accurate reflection of typical ductless installation pricing.

Why This Tool Is Perfect for Ottawa Homes

Ottawa’s climate demands reliable performance across a wide temperature range — from -30°C in January to 30°C in July. Our calculator models those real-world extremes using proven cold-climate system data. This gives you a more practical, Ottawa-specific view of what to expect, not just a marketing number from lab tests.

• Local climate data: Based on Ottawa weather patterns and heating degree-day averages.
• Rebate-ready pricing: Aligns with Enbridge, HER+, and Better Homes Ottawa incentives.
• Financing clarity: Transparent loan cost modeling for 20-year terms.
• Cold-climate systems: Highlights Moovair, Tosot, and Franklin units certified for sub-zero operation.

Understanding the 10-Year Energy Overspend

The “10-Year Energy Overspend” is one of the calculator’s most eye-opening metrics. It represents the cumulative amount you’ll pay in wasted energy costs if you keep your existing system instead of upgrading. For example, a homeowner spending $500 monthly between heating and hydro today could overspend more than $25,000 over the next decade — money that could instead fund a new system that pays itself off through savings.

When you see your 10-year net savings value, it combines both energy reduction and financing repayment to show your true total benefit. This number gives homeowners confidence that upgrading isn’t just greener — it’s financially smart.

Book a Free HVAC Consultation in Ottawa

After reviewing your calculator results, you can book a free in-home assessment with our licensed team. We’ll confirm your estimated numbers with a detailed Manual J load calculation, inspect your ductwork, and provide an exact written quote. We’ll also identify all available rebates and manage your application paperwork from start to finish.

Ottawa Rebates & Incentives

As of 2025, multiple programs are available for Ottawa homeowners upgrading to efficient heat pumps:

• Home Efficiency Rebate Plus (HER+) — up to $6,500 in combined federal and Enbridge incentives.
• Better Homes Ottawa Loan Program — zero-interest loans up to $125,000 for energy upgrades.
• Canada Greener Homes Grant — additional rebates for energy assessments and qualified systems.

Harry’s Home Comfort stays current on all local rebate changes, ensuring your quote reflects the most up-to-date savings available. Our team submits and tracks rebate applications for you, eliminating paperwork delays and ensuring compliance with each program’s requirements.

Why Homeowners Trust Harry’s Home Comfort

We’re proud to be an Ottawa-based, BBB-Accredited (A+) company providing full-service HVAC installation and maintenance. Every project includes professional load analysis, proper equipment sizing, and precision installation — the foundation of true efficiency and comfort. Our technicians live and work in the same communities we serve, so we understand local building styles, insulation types, and weather challenges firsthand.

• Fully licensed and insured HVAC professionals
• Transparent pricing — no hidden fees or add-ons
• Financing and rental options available
• 24/7 emergency service for all major systems
• Quality-first workmanship backed by warranty

Disclaimer

The Ottawa HVAC Savings Calculator provides good-faith estimates for planning purposes. Actual costs, energy reductions, and rebate eligibility vary based on equipment selection, home characteristics, and installation conditions. Results should not be considered a binding quote. A licensed HVAC technician will perform a Manual J load calculation and on-site evaluation before final pricing is confirmed.